1M+
Installs
Self Financial, Inc.
Developer
-
Finance
Category
-
Rated for 3+
Content Rating
-
https://www.self.inc/privacy-policy
Privacy Policy
Screenshots
editor reviews
Self - Credit Builder Account, by Self Financial Inc., is a unique financial app designed to help users build credit π¨ and save money π°at the same time. In the competitive realm of personal finance applications π, Self stands out by offering an accessible credit-building alternative for those with low or no credit scores. Opting for Self among other similar apps might be a wise choice for individuals who are seeking a structured and easy-to-understand method to establish credit π. As you continue your financial journey, consider giving Self a try and take the initial steps towards a brighter credit future by downloading the app today π².
features
- π Credit Building Account: Self allows users to open a Credit Builder Account, which functions like a loan where you make scheduled payments, thereby demonstrating financial responsibility to credit bureaus.
- π Secure Platform: With top-tier encryption and security measures, your personal information and financial data are kept safe and secure.
- π Transparent Fee Structure: Self advertises a transparent fee structure, ensuring users understand the costs associated with the credit-building process upfront.
pros
- π Accessible to Everyone: With no hard credit inquiry required, Self is accessible to individuals regardless of their credit history.
- π Progress Tracking: Users can track their credit score progress through the app, giving them a clear view of how their financial habits are improving their credit stature.
- π Financial Education: Self provides educational resources to help users better understand how credit works and how to improve theirs going forward.
cons
- π¨ Monthly Commitment: Users must commit to monthly payments, which can be a challenge for some, especially if their financial situation changes unexpectedly.
- π¨ Interest Payments: While users are essentially saving money, they do pay interest, which may discourage those looking for a no-cost way to build credit.
- π¨ Limited Immediate Utility: Unlike credit cards that offer immediate access to funds, Self's Credit Builder Account serves a more long-term goal of establishing credit history over time.
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